Motor Vehicle Safety: The Dangers of Distracted Driving

Motor Vehicle Safety: The Dangers of Distracted Driving – Becoming a new driver is one of the most exciting and liberating experiences in life. With a driver’s license comes the freedom of being independently mobile; however, there’s more to driving than the ability to slide behind the wheel of a car and take yourself where you want to go.

Motor Vehicle Safety- The Dangers of Distracted Driving
Motor Vehicle Safety – The Dangers of Distracted Driving

Driving also brings a lot of responsibility that if ignored can result in injury or even death. As a driver, you’re responsible for being alert and free of distractions, but there are many things that can divert your attention and create a dangerous situation for you and for others on the road. Distracted driving is a very serious threat: According to the CDC, it results in more than 1,000 crash-related injuries and an average of nine deaths a day. It is especially a concern for teens, as drivers who are most likely to be involved in fatal motor vehicle accidents are those who are younger than 20 years old.

Forms of Distracted Driving

The phrase “distracted driving” may seem self-explanatory, but there are actually several different types of distraction that commonly affect drivers. Drivers are most affected by manual, visual, and cognitive distractions. Manual distractions are those that cause drivers to remove their hands or feet from the steering wheel or pedals. When a distraction causes a person to look away from the road and the cars around them, it is called a visual distraction. Anything that causes a driver’s thoughts to focus on something other than the act of driving is called a cognitive distraction.

Driving Distractions and Teens

As a teen driver, you lack experience driving and reacting in certain situations. Teen drivers are typically considered to be less focused, less likely to use their seat belts, and more reckless and likely to speed. Because of these factors, the risk of being involved in an injury or fatal accident is higher when you’re distracted. Although people of all ages can be distracted, certain distractions are widely associated with younger drivers.


Texting is a distraction that covers all three categories: It requires your brain, eyes, and hands. Studies have shown that teens are more likely to not only drive while texting but to hold longer conversations while doing so.
Driving with other people in the car can be a major distraction, particularly when your passengers are friends of the same age. Passengers can draw you into conversations and even arguments. Rowdy behavior and pressure from peers can also come with having multiple passengers in your car. Friends can potentially pressure you into driving faster or encourage you to take dangerous risks. The risk of getting in an accident increases with each additional passenger in the vehicle.

Cell Phones and Apps

Texting isn’t the only capability of your phone that can be distracting. Almost everyone has a range of apps that they frequently use, and any of these can take your attention off of the task of driving. Whether you’re using social media apps, listening to podcasts, or playing games, you’re putting yourself at greater risk of an accident.

Preventing Distractions

Putting on makeup, eating, and drinking should be done before you get in the car. Adjust the mirrors, pick out what you’re going to listen to, and set up your GPS before you put the car in drive. Another good rule to follow is to pull over if a distraction pops up that will take your eyes, hands, or attention away from driving. Put your cell phone on vibrate and put it in a location that is out of sight: This will force you to pull over if you’re tempted to check your messages or make a call. And avoid driving with passengers, or at least limit the number of friends that are allowed to ride with you.

This article written by Jonathan Rosenfeld is lifted from Rosenfeld Injury Lawyers.

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Cheapest Car Insurance In Michigan After Dui – Many people have found it possible to get cheap auto insurance even with a dui violation on the ledger. Best car insurance after a dui.

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After all your driving record plays a major role in determining your premium.

Cheapest car insurance in michigan after dui. These requirements are tough on the offender. With that being said a dui is not a car insurance death sentence. If youre looking to learn more about how a dui could affect your rate or coverage requirements or if you need help submitting dui related forms like an sr 22 give us a call at 1 800 esurance 1 800 378 7262.

That means if you pay 100 per month for car insurance now you could pay 504 more per year if you are convicted of dui or dwi which adds up to 1512 in extra car insurance costs over just three years. Having a dui on ones record is a major red flag for pretty much every company out there. Car insurance prices after a dui in michigan by company.

Nerdwallet compared car insurance rates in three states for men and women drivers with one dui conviction. Our data indicates that drunk drivers pay 42 more for car insurance than drivers with a clean record. Other serious moving violations find out which moving violations can have the biggest impact on your car insurance premium.

Getting the best rate after a dui. Because car insurance rates vary widely by company and location the only way to find the cheapest rate is to get quotes from several companies. Unfortunately having a dui or dwi on your record tends to indicate you engage in risky driving behavior which consequently makes you more expensive to insure.

Finding cheap car insurance in michigan can be challenging. The state has the second highest insurance rates in the nation on average according to nerdwallet analysis. The second cheapest company for car insurance after a dui in michigan is auto owners while the most expensive company is allstate with premiums 204 above average.

Illustrated above are popular carriers offering coverage for high risk drivers or those requiring an sr 22 for a dui. You may be concerned about finding affordable insurance after a dui or dwi. There are some requirements that you must follow if you are arrested for breaking michigan dui insurance laws.

Following a dui a drivers rates will go down over time if they drive for a few years or more without any accidents or if their lifestyle changes. Compare car insurance quotes after a michigan dui and let us find the best insurance for your needs. The high risk status that comes with a dui charge however could make finding that quality car insurance policy at a cheap rate a monumental task.

How much will my car insurance increase after a dui. If youre dropped by your current insurance provider after a dui you can still get relatively affordable car insurance again from another company.

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